We ask you for your credit score because it determines how much you can finance when making a big purchase like a new car. Unless you are buying the car outright, you will need to get a loan or lease the vehicle. The number, which ranges from 300-850, gives a gauge of your financial track record. All banks require credit checks in order to loan you money. CarBuckets works with dealerships who offer programs for all credit tiers. If you believe you need Special Financing, please do not hesitate to contact us.